LG Super

Earning rates

An earning rate is the net investment return that applies to your account, after fees and tax, at the end of each financial year. It can be positive or negative.

An interim earning rate applies for money taken out of the fund or switched between investment options during the financial year.

Performance over 5 years

View LGsuper’s returns for each option over the past 5 years. Read more…

Note: Past performance is not an indicator of future performance.

2008/09 Interim earning rates

Financial year to 14 November 2008

Note: Percentages are for the financial year to date and are not p.a. They include estimated returns where actual investment returns are not available.

Investment option

Year to 14/11/08 (%)

Accumulation accounts Pension accounts
High Growth

-18.16

-20.02

Growth

-16.45

-18.14

Growth Smoothed

-16.16

-16.91

Socially Responsible

-12.00

-12.83

Balanced

-11.11

-12.32

Conservative

-6.22

-6.98

Defensive

-2.82

-3.18

Cash

2.06

2.45

Defined Benefit Fund

Year to 14/11/08 (%)

Accumulation Comparison Rate

-11.18

Earning rates by month

Accumulation accounts (% per month)
Month               High Growth Growth Socially Responsible Balanced Conservative Defensive Cash
Jul -1.9362 -1.5343 -0.9020 -0.6593 -0.0752 0.3880 0.4961
Aug 1.0369 1.2565 3.6411 1.3248 1.1585 1.1394 0.4876
Sept -5.8213 -5.7203 -4.5492 -4.4736 -2.9360 -2.1756 0.4791
Oct -9.2140 -8.3834 -6.6940 -6.1315 -3.8836 -2.2905 0.4195
Nov* -3.3950 -2.9780 -3.7950 -1.5130 -0.5610 0.1320 0.1594

*estimated earnings for month based on benchmark investment returns to 14/11/08

Pension accounts (% per month)
Month               High Growth Growth Socially Responsible Balanced Conservative Defensive Cash
Jul -2.1193 -1.6786 -0.9875 -0.7242 -0.0805 0.4425 0.5870
Aug 1.1408 1.3814 4.0325 1.4658 1.2995 1.2925 0.5770
Sept -6.3793 -6.2686 -5.0175 -4.9342 -3.2805 -2.4575 0.5760
Oct -10.0993 -9.1886 -7.3875 -6.7642 -4.3405 -2.5875 0.4970
Nov* -4.0110 -3.5210 -3.7960 -1.7920 -0.6670 0.1530 0.1891


*estimated earnings for month based on benchmark investment returns to 14/11/08