LG Super

Defensive

Investment objective

Returns of 2% p.a. above inflation over rolling 5-year periods.

Who does it best suit?

Those wanting their investment to stay ahead of inflation with a very low risk of negative returns. Suitable for investment periods of 3 years or so.

Strategic asset allocation

The annual report to members shows the actual asset allocation at 30 June each year.


SAA %

Ranges %

Return-seeking assets 20 12.5 - 27.5
Australian shares 4.6 0 - 12.1
International shares 4.6 0 - 12.1
Property 7.5 0 - 15
Alternatives 3.3 0 - 10.8
Risk-controlling assets 80 72.5 - 87.5
Fixed interest 50 42.5 - 57.5
Cash 30 22.5 - 37.5

Earning rates

Past performance is not an indicator of future performance.

Year ending 30 JuneAccumulation accounts
% p.a.
Pension accounts
% p.a.
2009 -0.59 -0.64
2008 3.34 3.92
2007 6.59 7.50
2006 2.07* 2.38*
2005 n/a n/a
3-yr avge (% p.a.) 3.07 3.54
Avge since inception
(% p.a.)
3.23 3.72
% p.a. over CPI since inception 0.33 0.82
* introduced 1 January 2006

Risk

 
Positive returns expected 49 out of 50 years

Total fees (2008/09)

0.55% p.a. (includes 30% 0.7% p.a. Australian Government bank guarantee charge. The bank guarantee was lifted on 7 October 2009).

More information