Flexible and versatile
LGsuper offers a range of investment options so you can make a choice that suits your needs. And, as your situation changes, it's good to know you have the flexibility to select different investment options, up to five in total. You can switch investment options up to 12 times each financial year, at no cost.
Your choices
Ready-made investment options
If you're not an experienced investor or just like to keep things simple, you could choose one of LGsuper's ready-made investment options. Each of the five options is designed to suit a particular type of investor, based on investment timeframe, objective and tolerance for risk. When you choose a ready-made option, your super is automatically invested across a mix of asset classes, so all your eggs aren't in one basket.
Socially responsible investment options
You can also choose to invest in socially responsible investment options which are designed for members who want to make a conscious choice to invest in industries which are not environmentally or socially damaging.
Single asset class investment options
More experienced and hands-on investors can choose to create their own super investment portfolio by spreading chosen percentages of their contributions over up to five different single asset class options.
How do I make a choice?
First, you need to consider the relationship between risk and return, and then determine what type of investor you are. Read more...
What if I don't make a choice?
If you don't have a particular investment preference or would rather not make an investment choice yourself, then we'll choose it for you. This is known as the default investment option. If you are under age 75 the default option is Diversified Growth. Once you turn age 75 your default option will be Conservative Balanced.
Download the Investment choice guide for detail on these and all of the options you can choose from.
