Working
While you’re working for Queensland local government or another employer, LGsuper can help you to grow your super. We also provide most members with death and disability insurance.
Here are a few ideas on how you could make the most of your super right now.
Get to know your type of account
| Accumulation Benefits | Defined Benefits | Retained Benefits |
|---|---|---|
| This account grows with investment returns while you work for Queensland local government. Read more... | Members of this Fund receive the higher of two benefits — a multiple of salary or contributions plus investment returns. Read more... | After leaving local government, your benefit grows with investment returns in this account. Read more... |
Top-up your retirement benefit
There are different ways to contribute to LGsuper and boost your retirement benefit. Some types of contributions may be better in your circumstances than others.
Employer contributions
Whether you’re working for Queensland local government or another employer, you can have your employer contribute to your LGsuper account. Read more…
Salary sacrifice
Salary sacrificing contributions is where your employer agrees to pay a certain amount of money to your super instead of paying that amount to you as salary. This means you’ll generally pay less income tax and your take-home pay will increase. Read more…
Voluntary contributions
These contributions are extra amounts added to your super from your after-tax pay, or as lump sums. Read more…
Co-contribution
The Australian Government could match your after-tax contributions with a co-contribution to your super. Read more…
Transfer other super to LGsuper
Transferring your other super to LGsuper could save you fees and you’ll have less paperwork each year. Read more…
Review your investment option
LGsuper offers a wide range of investment options so you can choose an option to suit your needs. Read more…
Attend an LGsuper seminar
Come along to one of the hundreds of free seminars at workplaces across Queensland each year. Read more…
